Health Insurance Review
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What is the term that refers to specific percentages of expenses that are shared by the patient and insurance company?
Co-insurance
What term describes the monthly payment paid by either you or you and your employer to have health insurance?
Premium
What term describes the large amount that must be paid by the patient for medical services before the policy begins to pay?
Deductible
What term describes the smaller specific amount of money a patient pays for a particular service when they go to a doctor’s office?
Co-payment
What does HMO stand for?
Health Maintenance Organization
What does PPO stand for?
Preferred Provider Organization
What type of care is directed toward preventive health care?
HMO advantages
What type of insurance is for military personnel?
Tricare
The type of insurance that provides healthcare to uninsured children of working families who earn too little to afford private insurance but too much to be eligible for Medicaid is
SCHIP
What is the term that means the most you would have to pay for health care/medical visits in one year (from Jan 1-Dec 31)?
Maximum out of pocket
What is the name of the account connected to health insurance plans that can be used for medical needs such as glasses, doctor visit copays, etc and are not taxed?
Health Savings Account
What medicare plan will cover hospital stays or long term care facilities?
Plan A
What medicare plan will cover prescription drugs?
Plan D
What medicare plan will cover doctor visits and physical therapy visits?
Plan C
What percentage of medical expenses does Medicare Part B cover?
80%